This is when a fallen pine trunk, oak limb or whole tree breaks through the shingles, decking and sometimes the rafters. You end up with a ragged opening straight into the attic or living space, and it usually happens in the middle of a storm.
Why it's common here Loblolly and longleaf pines grow all over Alabama, and older neighborhoods have big oaks planted close to the house. Tornado winds, derechos and hurricane gusts like Zeta's, which carried far inland, can snap trunks that look perfectly healthy. Rain often keeps falling for days afterward, so an open hole takes on water fast. These jobs can't be handled by tarping alone. The tree has to come off first, sometimes by crane, and damaged framing may need temporary support before a tarp can safely go over the opening.
Signs you'll notice - Visible limb or trunk resting on the roof
- Daylight through the attic decking
- Cracked or sagging ceiling below the impact
- Water dripping or pouring indoors
- Broken rafters or trusses in the attic
- Debris and shingles scattered around the yard
Local patterns We see this most in wooded parts of Vestavia Hills, Trussville, Cullman and Tuscaloosa after spring tornado outbreaks, in Mobile's oak-lined Old Dauphin Way after hurricanes, and on rural properties where tall pines stand within falling distance of the house.
Our fix: We coordinate removing the tree, frame temporary support over broken rafters, and then install a heavy-duty structural tarp over the opening. Every stage is photographed for your adjuster.